One of the most important steps in the home buying process is the inspection. A professional inspection can tell you whether the home has any hidden issues or areas that could become a problem in the future. First, you must find a reliable inspector who will get the job done right. Here's what to look for.
- Look for someone with experience. Pay close attention to the inspector's work background. How many years have they been an inspector? Do they have formal training in residential construction, proper maintenance, testing and diagnostics, and defect recognition? Have they inspected properties like the one you're in interested in (townhouse, cottage, heritage home)? In most part of the country, there are no training requirements for home inspectors, so it's imperative that you do your research.
- Make sure they have insurance. There are two types of insurance that a home inspector can have: errors and omission insurance, and general liability insurance. Errors and omission insurance covers an inspector in the event they miss a crucial detail during their inspection that results in damages for the homeowner. General liability insurance protects against bodily injuries or property damage that occurs while the inspector is gone.
- They should provide the necessary documents. A reliable home inspector should be able to provide a written contract and a written report upon completion of the inspection. They should also be able to provide you with at least three references and the home inspection checklist they'll be using.
- Ask if you can attend the inspection. Most home inspectors should encourage you to attend the inspection. That way you can ask questions during the inspection, and the inspector can point out any areas of concern.
- Ask for recommendation. Ask your real estate agent, friends, and family if they can suggest a home inspector they've worked with in the past. But don't just hire the first name that comes up. Collect a few candidates, do your research, and get quotes before making your choice.
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