Jason Walker Real Estate in Toronto

Not every home improvement needs to be a major . For those who shy away from ambitious projects that challenge their budgets and their patience, a measured approach to renovations may offer the most rewarding results.  Kitchens: Rather than - or in addition to - an appliance upgrade, you can dramatically change the look of your kitchen by having your cabinet door panels resurfaced and the hardware replaced. If budget allows, a new countertop would be another fresh makeover that can be completed in a day presuming it's planned carefully in advance.  Bathrooms: There are many companies that specialize in converting a tub and shower arrangement into a walk-in shower by cutting away a portion of the tub wall. This can be a great convenience for those with mobility issues. To complete the project, consider installing a prefabricated shower liner that has the finished look of real tile.  Exteriors: Year in and year out, one of the biggest home-value boosters is a new exterior surface.

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The Home Buyers' Plan (HBP) allows first-time homebuyers to withdraw up to $35,000 from their RRSP  without having to pay taxes. Afterwards, buyers are expected to repay the funds that were withdrawn under this plan. However, they don't have to start repaying until two years after they took out the funds. For instance, if the funds were withdrawn in 2022, repayments will being in 2024. From there, you have up to 15 years to repay the full amount.  First, you should find out what your account balance is and the amount owing by logging into your CRA account and selecting "Go to RRSP and TFSA details". From there, you ca view your HBP repayment details, which includes how much you withdrew in total, how much you've repaid so far, how much you owe this year, and the total balance remaining.  To repay, simply make a contribution to your RRSP at any time during the tax year. When it's time to file your taxes, you must designate all or part of your contribution as a

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If you're thinking of selling this summer, this is the ideal time to start the process. The earlier you get ready, the more successful your sale will be. It will likely go a lot smoother, too.  So, with those benefits in mind, here is a quick checklist that will guide you in preparing to list this summer.  Financials - find out how much your home will likely sell for in the current market. That calculation is made by looking at what comparable homes in the area have sold for recently.  Decluttering - the more neat and spacious your home looks to buyers, the more appealing it will be to them. So, be relentless when decluttering.  Fixing - if anything needs to be repaired or replaced, this is the best time to get that work done. You don't want to have to scramble to find a contractor later on.  Staging - is the art and science of setting up a room so that it looks attractive to buyers. Well-staged homes tend to sell faster and for a higher amount. You can stage your home yours

Every year we get introduced to products designed to make our homes more functional or convenient. Here are just a few new ones you might find interesting for the outdoors:  Portable fire pit: Imagine an outdoor fireplace that you can take with you and set up almost anywhere, including on a wooden deck. It's also claimed to burn "smoke-free".  Battery-operated mosquito repellant: Portable, refillable, and rechargeable with a USB connection, it's claimed to be effective within a proximity of approximately 15-20 feet.  Shish-ka-bob prep tray: It looks somewhat like an ice-cube tray, until you add ingredients and slide in the skewer.  Collapsible food tents: They open like mini-umbrellas to protect hot-off-the-grill foods from flies and bees. They can also be used in the garden to deter insects and squirrels from attacking young plants.  Plug-in outdoor wi-fi extender that also serves as a programmable timer: It's compatible with popular smart hubs like Google Home a

The Greater Toronto Area (GTA) housing market continued its adjustment to higher borrowing costs, with the number of transactions down on a monthly and annual basis. As has been the case with previous rate tightening cycles, some home buyers have moved to the sidelines to determine how they will reposition themselves in the marketplace given the higher rate environment and related impact on affordability. “Based on the trends observed in the April housing market, it certainly appears that the Bank of Canada is achieving its goal of slowing consumer spending as it fights high inflation. Negotiated mortgage rates rose sharply over the past four weeks, prompting some buyers to delay their purchase. Moving forward, it will be interesting to see the balance the Bank of Canada strikes between combatting inflation versus stunting economic growth and related government revenues as we continue to recover from and pay for pandemic-related programs,” said TRREB President Kevin Crigger. GTA REALTO

 

 

 

  Another Sold In the Spring Market!